Investigating The Impact of Economic Fluctuations and Changes on Bank Mellat's Profitability

Afsaneh DaryaPour

Abstract


Economic and political fluctuations are a very important issue in the financial performance of economic enterprises. Due to its economic and political nature, Iran is always involved in various fluctuations. Between the 1980s and the 1990s, Iran has faced many changes and fluctuations in economic policy discussions inside the country and various fluctuations in terms of economic sanctions in international exchanges. This research has considered the effect of these fluctuations and major changes on Bank Mellat's profitability. The research data were related to the fluctuations and changes in the exchange rate, oil price, gold price and economic sanctions, which were analyzed and evaluated in the period of 2012 to 2021. To calculate Bank Mellat's profitability, the total assets index was used, and liquidity growth was used as a control index in the intervention research. The results have shown that according to the policy of currency and gold prices in the country, these two indicators have a direct and significant effect on Bank Mellat's profitability, but changes and fluctuations in oil prices and economic sanctions imposed in international debates have an effect on Bank Mellat has not been profitable.

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References


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